Farmers Insurance Open One and Done Picks - PGA (2026)

The PGA Tour heads to Southern California for the Farmers Insurance Open, one of the most demanding non-major tests on the schedule and a pivotal week for One and Done players. With Torrey Pines rewarding elite ball-striking and patience, this event often separates the contenders from the pretenders.Choosing the right golf Farmers Insurance Open One and Done pick can be a season-defining decision. 

The purse is strong, the field is deep, and the course difficulty adds volatility — making smart roster construction more important than ever.

The American Express 2026: Tournament Overview

• Event: Farmers Insurance Open
• Dates: January 29th - February 1st, 2026
• Course: Torrey Pines Golf Course (South & North Courses)
• Purse: $9,600,000
• Defending Champion: Harris English

Torrey Pines South Course does the heavy lifting, playing as one of the longest and toughest tracks on the PGA Tour. Length off the tee, elite approach play, and scrambling around Poa annua greens are all critical. Winning scores are typically much lower relative to par than other early-season events, making this a true test when evaluating Farmers Insurance Open One and Done picks 2026.

Best Farmers Insurance Open One and Done Pick 2026: Max Homa

When narrowing down the top One and Done picks for the Farmers Insurance Open, Max Homa stands out as one of the most reliable and strategic options on the board.

Why Max Homa Is an Elite Farmers Insurance Open One and Done Pick

• Torrey Pines Specialist: Homa has multiple elite finishes at Torrey Pines, including a signature victory and repeated contention.
• Poise on Poa Annua: Few players putt better on Poa greens, a massive edge in Southern California.
• Elite Long-Iron Play: Torrey Pines demands strong approach play from distance — a core strength of Homa’s game.
• Roster Efficiency: Using Homa here allows players to save ultra-elite options like Scottie Scheffler and Rory McIlroy for majors and Signature Events later in the season.

Among all PGA Farmers Insurance Open One and Done picks, Homa provides a rare blend of course fit, comfort, and win equity at a venue that rewards experience. 

Contests to Join on Splash Sports

Once you’ve locked in your Farmers Insurance Open One and Done pick, Splash Sports offers multiple ways to turn strategy into serious upside.

The Original One & Done – A $3,500 entry contest featuring $1,001,700 in guaranteed prizes, highlighted by a massive $207,567.73 first-place payout, $155,675.72 for second, and $103,783.81 for third. Players select one golfer for each tournament throughout the season, earning points based on Dollar Winnings, with no golfer allowed to be used more than once. The contest spans six segments and allows up to 5 entries per player, giving participants multiple paths to compete for one of the largest One & Done prize available.

Splash $10K PGA O&D – A $50 entry contest offering $10,035 in guaranteed prizes, ideal for players looking for a season-long One & Done at a lower entry point. Top payouts include $2,007 for first, $1,505.25 for second, and $1,204.20 for third. Standard golf One & Done rules apply: one golfer per tournament, no repeats, Dollar Winnings scoring, and up to 6 entries per player.

Final Thoughts on Farmers Insurance Open One and Done Picks 2026

The Farmers Insurance Open is one of the most challenging early-season events on the PGA Tour. Torrey Pines demands power, precision, and patience — qualities that translate directly to sustained One and Done success.

If you’re searching for proven Farmers Insurance Open One and Done picks, or building out your 2026 One and Done strategy, Max Homa checks every box. He brings elite course history, win equity, and roster efficiency without forcing you to burn top-tier major-week anchors too early.

For Splash Sports players looking to gain leverage in January, this is a disciplined, high-upside spot to make a move.